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What will happen to my digital assets if I die or become incapacitated?

In today's digital age, many individuals live at least a part of their life online. Whether you share your life with others through e-mail, Facebook posts, and tweets, or simply have a number of online, password protected accounts, you'll want to make plans for the disposition of all of your digital assets in the event of your death or incapacity.

Unfortunately, the laws governing digital assets are not well settled. Only a small number of states have estate laws that specifically cover digital assets, and those laws are relatively new and untested. As a result, you should consult an estate planning attorney for information on how digital assets are handled in your particular state.

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Watch for Three Common Sources of Pet Irritation

Watch for Three Common Sources of Pet Irritation

 

(Welcome to our weekly pet column, courtesy of Pet Connection Programs Inc. of Marilla. We post a new article each week, so be sure to check back on a regular basis!)

If you are wondering why your pet has developed certain sensitivities, take a look at three common sources that may be affecting your cat or dog, along with suggested remedies:

Outdoor pollutants. Pollen, grasses and other seasonal allergens are prevalent sources for pet sensitivities. If you are concerned, consider a trip to the veterinarian to determine your best course of action.

What can I do to protect my username and password information from computer hackers?

At one time, computer hackers were viewed as a few rogue individuals who mainly worked alone. Today, many hackers are part of highly sophisticated networks that carry out well-organized cyber attacks. Unfortunately, these online security breaches can result in your username and password information being compromised.

Whenever you enter your personal information online, you'll want to make sure that you create a strong password to protect that information. Some tips for creating a strong password include:

Hockey Fans Heading to London for 11-day FanFest Event

Hockey Fans Heading to London for 11-day FanFest Event

 

Celebrating the Ontario Hockey League and the Hockey Hall of Fame showcase, Downtown London FanFest in nearby London, Ontario, is the perfect way for fans and athletes on both sides of the border to celebrate Canada’s national pastime!

An 11-day celebration taking place from May 15-25, FanFest is free, open to the public and will run daily around Budweiser Gardens and Covent Garden Market Square. Activities will include an interactive PlayStation gaming experience, a CHL creative zone with a theatre-style environment showcasing a video tribute to the Canadian Hockey League, as well as an OHL-themed Hockey Hall of Fame exhibit with interactive hockey games for all to enjoy.  

Community Sponsors

Providing dignified care and tradition for over 165 years.

May is Full of Special Events at Buffalo Niagara Heritage Village

May is Full of Special Events at Buffalo Niagara Heritage Village

 

Buffalo Niagara Heritage Village will be a popular place during the month of May, with several special events filling the calendar.

May charges out of the gate with a Kentucky Derby Spring Hat Luncheon & Fashion Show at 11 a.m. Saturday, May 3. Festivities will include a delicious meal, auction, fashion show, hat contest and much more. The basket auction will start at 11 a.m., with lunch served at noon. Tickets are just $25 and are available by calling BNHV at 689-1440 or online at www.bnhv.org.

Easter Pet Poisons

Easter Pet Poisons

The veterinarians at Pet Poison Helpline receive hundreds of calls this time of year from pet owners and veterinarians concerning cats that have ingested Easter lilies.

“Unbeknownst to many pet owners, Easter lilies are highly toxic to cats,” said Ahna Brutlag, DVM, MS assistant director at Pet Poison Helpline. “All parts of the Easter lily plant are poisonous – the petals, the leaves, the stem and even the pollen. Cats that ingest as few as one or two leaves, or even a small amount of pollen while grooming their fur, can suffer severe kidney failure.”

Should You Roll Your 401(k) to an IRA?

If you're entitled to a distribution from your 401(k) plan (for example, because you've left your job, or you've reached age 59½), and it's rollover-eligible, you may be faced with a choice. Should you take the distribution and roll the funds over to an IRA, or should you leave your money where it is?

Across the universe

In contrast to a 401(k) plan, where your investment options are limited to those selected by your employer (typically mutual funds or employer stock), the universe of IRA investments is virtually unlimited. For example, in addition to the usual IRA mainstays (stocks, bonds, mutual funds, and CDs), an IRA can invest in real estate, options, limited partnership interests, or anything else the law (and your IRA trustee/custodian) allows.*